Get unbeatable protection with affordable renters insurance
Protection you need at the right price with plans from leading insurance providers.
Protect what matters most
Renters insurance can cover the cost of stolen or damaged belongings—so you’re not left paying out of pocket.
Beyond personal property
If your home is damaged, renters insurance can help cover the cost of a place to stay. It’s a simple way to protect your peace of mind when the unexpected happens.
Guard against uncertainty
Avoid paying out of pocket when accidents happen. Renters insurance can help cover unexpected costs so you're not caught off guard.
Get fast, affordable coverage in under 60 seconds
1.
Share a few quick details
Tell us basic info like your name and the rental property address. It only takes a few seconds.
2.
Pick the coverage that fits you
Choose the protection you need from a list of coverage options designed to meet your needs and satisfy lease requirements
3.
Get your quote instantly
We’ll show you a quote based on your selections so you can find the right coverage at the right price.
Additional tools that give you an edge
Reusable application
Hunting for a new rental is expensive. Pay for one application with RentSpree, then reuse it for free.
Payments
Set and forget rent payments. Make automatic transfers online with your choice of payment method.
Credit Builder
RentSpree Credit Builder reports on-time rent payments for free, raising your credit score and building your payment history.
Frequently asked questions
Renters insurance isn’t required by law, but your landlord might ask for it—and it’s easy to see why. While your landlord’s policy covers the building, it doesn’t protect what’s inside your home. Renters insurance helps cover the cost of your personal belongings if something unexpected happens, like a fire or water damage. It can also step in to help with temporary housing or liability coverage. It’s a small step that adds a lot of peace of mind.
Personal property coverage helps protect the things that matter most—like your laptop, furniture, or favorite pair of shoes. If they’re damaged or stolen during a covered event, this coverage can help pay to replace or repair them. It’s a simple way to stay protected and avoid paying out of pocket when the unexpected hits.
Personal liability coverage helps protect you if someone gets hurt in your home or if you accidentally damage someone else’s property. That could mean a guest slipping during a visit or a kitchen fire that spreads to a neighbor’s unit. Instead of covering those costs out of pocket, liability coverage steps in to help.
There are two clear differences between rental property insurance and renters insurance. For landlords, rental property insurance protects the property owner against damages not caused by the tenant. Renters insurance covers the need to replace damaged items that belong to the tenant. If your tenant's apartment is damaged by natural causes or if your unit is burglarized, the tenant can claim reimbursement on the actual cash value of the items damaged or stolen.
Renters insurance is usually an inexpensive way to protect your personal belongings against things that are outside your control.
